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Learn/Credit analysis in depth
LearnCredit analysis in depth

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B Basic

  • Business risk before ratios9m
  • Ratios beyond leverage and coveragePro9m
  • Sizing a loan from three testsPro10m

A Advanced

  • Stress tests: rates, earnings, and both at oncePro10m
  • Lending to recurring revenue companiesPro10m
  • Asset based lending and the borrowing basePro11m
  • Pricing and risk adjusted returnPro11m
  • FlashcardsPro0/14
  • Basic quizPro80% passes
  • Advanced quizPro80% passes
  • Terms

Ratios beyond leverage and coverage

Leverage and coverage open the conversation. Free cash flow to debt, debt to capitalization, and liquidity runway finish it, and the trend in each matters more than this year's level.

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